Home Buyer’s Wish List

Location What part of town (or country) do you want to live in? ______________________________ Do you want to live in an area with a Community Association? yes___ no____ Community Amenities: Shopping near by Fitness Center / Gym Community swimming pool Golf course Basketball court Tennis courts Clubhouse/activities Gated community   Do you need access to…

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Closing Your Real Estate Transaction

Occasionally the closing date will be jeopardized just days prior to settlement. Arrange a 60-day locked-in interest rate at application time. Home ownership is the largest single investment you will most likely make during your life. It’s in your best interest to be educated. Pay close attention to every detail and you will win at…

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Looking for Structural Defects

Consider an independent home inspection. Careful examination by a professional will remove all doubt! Is that tiny crack in the foundation a repair nightmare or merely settlement? Are the walls infested with termites? Does your budget have room for thousands of dollars in reconstruction costs? For a few hundred dollars you can obtain an extensive…

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Municipal By-Law Restrictions

Educate yourself! Consult with your Real Estate Agent and local municipal authorities to learn of any abnormalities and restrictions that apply to the property. Do you intend on converting the basement into an in-law suite? Can you run your commercial business from home? Is there a senior’s residence next door that prohibits noise after 9:00…

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Yard Maintenance

The thought of your own swimming pool, the manicured lawns, or the beautiful English garden in full bloom. It’s lovely to look at, but do you want to spend the time required to keep everything in top working order? Do you have the funds required to hire a full-time landscape architect? In some cases, you…

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Overlooking Schools and Children

A critical error you can make is to forget about the needs of your children. Is your new home close enough for the children to walk to their new school, is there bus service just down the street, does the school offer academics suitable to your children’s needs, or is it right next door and…

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Over or underestimating your housing needs

A $10,000+ mistake can occur when you purchase with only the immediate time frame in mind. You opted for no family room, and three months later are delighted to learn your first child is on its way. Or your children all leave home in the same year and now you find yourself rambling around in…

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Buying Outside of Your Budget

We are all familiar with more funds going out than what is coming in. Kids these days always want the best regardless of whether they can really afford it or not. It is easy for a Real Estate Agent to nod their head and make the quick commission, fully realizing that one-year later when the…

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The “Fixer-Upper” Home

Buying a home that is too much of a fixer-upper is a common mistake. You’ve heard the stories or maybe even made the comments yourself, “It’s only superficial, and It won’t take too much money to fix that, we can renovate on the weekends, or I didn’t realize it would consist of hiring a structural…

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Buying a Home? Look at the Neighborhood

Once you locate a home that appears to fit everyone’s needs, take a second look! If you originally viewed the property on a weekend, drive by during weekday rush hour. Check with the local municipal authorities to see if a major highway plan is in the works – one that will produce a backyard oasis…

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